Reasons It Is Important To Have Car Insurance
Human negligence is a major factor in accidents. It is also understandable, this factor does not only come from us but also from other people.
Insurance policy
On the streets, the negligence of others can be bad for us. Even if someone has been driving in an orderly manner, he could be a victim due to reckless driving.
The risk of injury and death can be reduced by increasing safety, but the risk of vehicle damage is often unavoidable, whether minor or major damage. This is what makes our vehicles, in this case cars, need to be insured. What's more, it costs quite a lot even if the damage is only a scratch on the car.
Accidents are not the only reason. Robberies and vehicle theft are increasing day by day everywhere. Not only in big cities, small and lonely places are very often the target of crime. The risk of losing the vehicle continues to increase. Therefore, it is very logical if someone decides to insure his car.
Here are the advantages of having this insurance:
You pay less with more profit
Insurance frees you from extra costs in the event of a natural disaster or other incident. We know that natural disasters are unpredictable or predictable. In the event of a landslide, flood, earthquake or other event – which causes damage to your car – insurance will be ready to protect you. Including if you experience vandalism or car theft. Now imagine a world without car insurance. Every time your car is damaged, you have to replace every spare part of your car with your personal pocket, risking your bank account and some or all of your assets. Accidents are more than just inconveniences, they are more material and immaterial losses. An auto insurance policy protects your finances from unexpected expenses.
Save Time and Minimize Discomfort When Accident Happens
Your super busy activities are also the reason it is important to have car insurance If you have car insurance, your insurance company will help you through the unpleasant post-accident process, such as working with other driver's insurance companies, assisting you with the claims process, helping to find a large repair shop, and helping your claim process to be completed quickly and easily. fair. The post-accident process is quite difficult on your own.
Peace of mind in driving
The drivers will never know the traffic scenarios that will occur every day. If you are one of the drivers who obey traffic, but that doesn't mean other drivers obey traffic like you. Accidents can happen at any time and are very difficult to predict. Insurance is there to protect you from that scenario and is useful to calm you from the burden of such a large accident that you can be free from the burden of thoughts and constant fear. Worrying isn't fun, is it? Not only will this make your life uneasy, you can get sick because of the stress that plagues you. With insurance, at least you can feel calm in carrying out your daily life; not constantly worry or even become paranoid. When you leave the house, there is no fear of being involved in an accident so your work productivity and driving comfort will not be affected at all.
Covering Other Drivers' Vehicle Damage You Lose
Reasons for the Importance of Having Car Insurance are also useful for other people besides you. Car insurance now has a choice of dependents other than you as the driver. Car insurance can also cover losses due to damage to another driver's vehicle that you lose (hit). You as a driver now don't have to bother with compensation money or inconvenience from third parties, because everything will be assisted by the company where you insure your car. , having insurance frees you from third party dependents. Driving accidents can occur for a single cause or involve other parties. If you are involved in a single accident, you don't have to worry about having to bear the burden of the other party's costs. So you only think about yourself. It is different if there are other parties involved. With insurance, not only will you be free of costs for yourself, you will also not have to pay for the third party involved in the accident; let the insurance take care of it. Whether it's the cost of repairs and medical care, everything can be covered by insurance
Insurance can be a good investment tool
If you are thinking about saving while protecting your assets, insurance can be a great choice
The higher the standard of living of the Indonesian people, especially in urban areas, the demand for car purchases and insurance is also increasing.
Do not misinterpret that the car is one of the dream vehicle of many people. This makes the car a very valuable vehicle and should be taken care of properly. The price is quite expensive, it certainly makes everyone not want bad things to happen to the car they have
Therefore, it is very important to have vehicle insurance on a new car. Unfortunately, not many people know about the benefits of new car insurance. This is due to a lack of inf