The end of the ATM is getting closer, here's the proof
Ease of transactions through technology is the choice of many people today. This is reflected in the increasing digital economic and financial transactions.
In a report on the results of its latest meeting, Bank Indonesia noted that the value of digital banking transactions increased by 45.64% (year on year/(YoY) to Rp 39,841.4 trillion during 2021. The increase is expected to be even greater this year.
This increase is certainly inseparable from the behavior of people who prefer to shop online or online rather than conventionally. "The value of digital banking transactions is projected to grow 24.83% (YoY) to reach Rp 49,733.8 trillion for 2022," said Governor of Bank Indonesia Perry Warjiyo in a statement. press conference on the results of the RDG in January 2022.
On the other hand, the value of electronic money transactions (EU) also grew rapidly to 49.06% (YoY) to reach Rp. 305.4 trillion in 2021. And it is projected to increase by 17.13% (YoY) to reach Rp. 357.7 trillion for 2015. this.
"This year, BI will continue to encourage payment system innovation, maintain the smooth and reliable payment system," he explained.
One of the things that BI has done in encouraging the acceleration of digitalization of the payment system is by expanding the use of QRIS. It is hoped that this year there will be tens of millions of new users of the QRIS service.
"We will expand the use of QRIS by targeting 15 million new users by 2022 through collaboration with industry, K/L, and the community," he explained.
To achieve the target of 15 million new users, BI will expand QRIS features to collaborate with countries in the world. In the early stages with neighboring Indonesia.
"Preparation of business models and technical aspects in the context of implementing QRIS cross border with Malaysia," he concluded. Meanwhile, Lapindo Mud Treasures Can Make Indonesia the 'King' of the World
Like the parable "Elephant in the eyelids are not visible, ants across the sea can be seen". This is what can be described for the new phenomenon of the 'treasure' that exists in the Lapindo Mud, Sidoarjo, East Java.
Indonesia has a 'treasure' of natural resources called lithium (Li) and Strontium (Sr) so close. These natural resources are useful to support the government's steps in boosting the development of batteries for electric vehicles in the country.
If indeed the indication of a 'treasure' of lithium and strontium is there. Indonesia will be independent in the development of electric vehicle batteries. In addition, Indonesia has the potential for nickel, cobalt, and manganese to develop batteries. Coordinator of the Mineral Resources Center for Coal and Geothermal Minerals, the Geological Agency of the Ministry of Energy and Mineral Resources, Mohammad Awaluddin, said that based on a general investigation in the Lapindo Mud, Sidoarjo, it was found that there were critical minerals with sufficient levels. high, namely lithium and strontium. In fact, for rare earth minerals (LTJ), Awaluddin said the indications were quite low. "The ones that are quite high and are trying to be followed up are lithium and strontium," Awaluddin explained to CNBC Indonesia and quoted by FGM, Tuesday (25/1/2022).
He said the indications of lithium findings could be part of the raw material for electric vehicle batteries. So that it can support the national electric vehicle program. While strontium can be used for raw materials for electronic needs.
"This is just a general investigation and follow-up from the Tekmira Research and Development Center at that time. Surely the drilling activity is still far away and the drill is still a 5-meter hand drill," said Awaluddin.
Due to the indications of the lithium and strontium findings, his party is currently focusing on the extraction test. In fact, in 2021 the Tekmira Research and Development Center has followed up on this and focused on lithium metal.
Because the extraction method can be known at this time and is on a lab-scale with sufficient recovery. "So, indeed, in 2020, the purpose of our investigation is not to focus on one metal. But for metals that have economic value, we will test them. The result is that lithium and strontium are strategically located for activities to fulfill the materialistic raw materials," he said.
After carrying out the extraction, the next focus, said Awaluddi, was to follow up on the economics of the 'treasure'. As for the economic feasibility, its status will be increased through other studies, both in terms of mining and the environment.
"There are 10 studies that we have carried out there until it reaches the stage of whether it is economical in mining or not," he said.
According to the records of the Ministry of Energy and Mineral Resources, the need for lithium for the development of electric vehicles until 2030 will reach 758,693 tons. This amount is for the battery needs of 2 million units of electric cars and 13 million units of electric motorcycles.
Meanwhile, according to the records of the Coordinating Ministry for Maritime Affairs and Investment (Kemenko Marines), lithium metal has the potential to be found in the Tikus, Bangka Belitung, Hatapang, Thirty Mountains, Aceh, and Sumatra areas, with a note that a more detailed survey is needed.
